Last updated: August 8, 2026
These Terms and Conditions govern your use of lawyers.kalmausam.in. By using this site, you agree to them. If you do not agree, please do not use the site.
Informational Use Only
Everything published here is general education about mental health coverage, benefits and rights. It is not medical, legal, insurance, or financial advice, not a diagnosis, and not a treatment recommendation. It does not replace evaluation by a qualified professional. See our Disclaimer.
No Professional Relationship
Reading this site or emailing us creates no clinical, legal, advisory, or other professional relationship. We are not a law firm, an insurance company or advisor, a healthcare provider, a government agency, or an advocacy organization. Communications with us are not confidential or privileged.
Acceptable Use
- Do not use the site for any unlawful purpose or in violation of these Terms
- Do not copy, republish, scrape, or redistribute our content without written permission
- Do not attempt unauthorized access to the site or its systems
- Do not introduce malware or interfere with the site’s operation
- Do not use automated systems that impose an unreasonable load
- Do not represent this site as a provider, insurer, government agency, or source of professional advice
Intellectual Property
Unless noted, all content here is our property and protected by copyright. You may read and link to our articles and quote brief excerpts with clear attribution and a link. Reproducing substantial portions requires written permission: support@kalmausam.in.
Third-Party Links and Advertising
We link to third-party sites and display third-party advertising. We do not control and are not responsible for their content, accuracy, products, services, or privacy practices. A link or an advertisement is not an endorsement. Dealings with any third party are solely between you and them.
No Warranties
The site and its content are provided “as is” and “as available,” without warranties of any kind, express or implied, including implied warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Health guidance, coverage rules, and benefit programs change and vary by circumstance. We do not warrant that content is current, complete, or applicable to you.
Limitation of Liability
To the fullest extent permitted by law, we are not liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising from your use of or inability to use this site — including any action you take or decline to take based on anything published here. Never delay seeking professional care because of something you read on this site.
Indemnification
You agree to indemnify and hold harmless this site and its operators from claims, damages, liabilities, and expenses arising from your use of the site or violation of these Terms.
Changes
We may modify, suspend, or discontinue any part of the site at any time. We may revise these Terms; the date above reflects the current version. Continued use constitutes acceptance.
Severability
If any provision is held unenforceable, the rest remains in full force.